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Legal & Compliance

State Licensing

Clarity65 is a trade name of TMS Insurance Brokerage, Inc., a licensed insurance agency. Below is the current list of states where TMS Insurance Brokerage holds an active insurance license.

About the licensed entity

Licensed Agency
TMS Insurance Brokerage, Inc.
Trade Name
Clarity65
National Producer Number (NPN)
17540096
Federal Employer ID (FEIN)
47-2914755
Resident State
Texas
Texas License #
1989071

States where we hold an active insurance license

The following list reflects the states where TMS Insurance Brokerage, Inc. holds an active resident or non-resident insurance license as of the date listed below.

Arkansas
Arizona
California
Colorado
Connecticut
Florida
Georgia
Illinois
Indiana
Iowa
Kentucky
Louisiana
Maine
Michigan
Missouri
Nebraska
Nevada
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

Total: 30 states

Information current as of May 15, 2026

Important notes about product availability

Holding an insurance license in a state means TMS Insurance Brokerage, Inc. is authorized by that state's Department of Insurance to do business there. It does not automatically mean every product is available in every licensed state.

Specifically:

  • Carrier appointments vary by state. To offer a specific carrier's plan in a specific state, an agency must hold an active appointment with that carrier in that state. Carrier appointments are added on an ongoing basis. The plans available to you depend on the carriers we are appointed with in your state at the time of your conversation with a licensed agent.
  • Product availability varies by state. Some insurance products are only offered in certain states based on carrier filings and state regulations. A product available in one of our licensed states may not be available in another.
  • Lines of authority vary by state. Each state issues a license for specific lines of authority — typically Life, Accident & Health, or both. Lines of authority for each state are recorded with the National Insurance Producer Registry (NIPR) and may be verified through your state's Department of Insurance.

The most reliable way to confirm what's available to you is to speak with one of our licensed agents. Tell us your ZIP code and what you're looking for, and we'll tell you exactly which plans and products are available to you through our agency.

How to verify our licensing

Anyone can independently verify the licensing of any insurance agency or producer in the United States. We encourage it.

National Producer Number (NPN) Search

The National Association of Insurance Commissioners (NAIC) maintains a public lookup tool where you can verify any licensed insurance producer or agency by their NPN. TMS Insurance Brokerage, Inc.'s NPN is 17540096. You can search at https://nipr.uple.com/

State Department of Insurance

Each state's Department of Insurance maintains its own producer lookup tool where you can verify our license number, license status, and lines of authority for that specific state. A search for "TMS Insurance Brokerage" or NPN "17540096" on any state DOI website will return our licensing information for that state.

Questions about our licensing

If you have questions about our licensing in a specific state, or whether we can help with insurance products in your area, the simplest thing to do is call us. We'll answer honestly — including telling you if we're not the right fit for your state or situation.

Get in touch

Hours
Mon–Fri 8am–8pm CT

By calling the number above, you will be connected to a licensed insurance agent.